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Wednesday, June 3, 2026

The Zero Club – Education


The Zero Club (Part 12)  ·  Education in Africa  ·  MDB Reform Platform

Education in Africa: 10 Countries, 33 Projects, $2.5 Billion Committed, Zero Satisfactory

Bottom Line

The Education Zero Club is not 10 separate country failures. It is one institutional pattern: the Bank’s education portfolio measures inputs and outputs — schools built, enrolment up, teachers trained — not learning. IEG’s own 2024 flagship found that projects with learning indicators receive lower ratings than those without. The Moderately Satisfactory equilibrium absorbs the gap between schooling and learning into “partial achievement” and renders it invisible in corporate reporting. But this paper goes further than diagnosis. Kenya, Tusome, LEAP, GEQIP, and the IEG flagship converge on what works: learning improves when the intervention reaches the classroom — through structured pedagogy, teacher coaching, accountability, and continuous measurement.

10countries in the Zero Club. Ethiopia, DRC, Zambia, Cameroon, Namibia, Congo-Brazzaville, CAR, Burundi, Liberia, Mauritius.
33Education projects evaluated by IEG. Not one rated Satisfactory or Highly Satisfactory in up to 33 years of lending.
$2.5bncommitted to Zero Club countries. 19% of all Africa Education commitment. Zero percent S+. Every dollar will be repaid.
41ppMS+/S+ gap. 70% reported successful; 30% by the honest benchmark. Among the widest of any sector in Africa.
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Full Paper — 31 Pages (PDF) IEG database (March 2026), 207 Education projects in SSA; the Independent Evidence (HCI+ 2026, IEG Confronting the Learning Crisis 2024, Rolleston et al. 2025, UNESCO 2026); Ethiopia/GEQIP anchor case; five failure modes from manual coding of 207 IEG lesson texts; the four-model synthesis (GEQIP, Kenya SWAp, Tusome, LEAP); Kenya’s three-generation evolution; the Liberia LEAP experiment; cross-sector pattern (DRC in five Zero Clubs); 10-country annex.
↓  Download Full Paper (PDF)

The Accountability Gap

The World Bank’s Education Global Practice committed $12.9 billion across 207 IEG-evaluated projects in Sub-Saharan Africa. The MS+ rate — counting Moderately Satisfactory as success — is 70 percent. The S+ rate, the benchmark the Bank applies to IFC and MIGA, is 30 percent. The 41-point gap is among the widest of any sector in Africa, exceeded only by Transport (44.4pp) and MTI (42.7pp).

IEG’s 2024 flagship evaluation, Confronting the Learning Crisis, explains why: “Education sector projects are among the best performing of all World Bank projects, but the achievement of their objectives is typically defined and measured in terms of outputs (e.g., number of teachers trained) and not by learning outcomes.” Projects are rated successful because they measure enrolment and inputs. Learning is not consistently measured.

THE EVALUATION-STANDARD FINDING: IEG’s 2024 flagship found that “operations with learning indicators receive lower ratings than those without.” The evidence suggests projects measuring learning face a more demanding evaluation standard than projects focused on inputs and outputs. This is consistent with the Zero Club, where 19 of 33 projects are rated MS rather than U — partial achievement on access, short of the learning that would warrant Satisfactory.

The Anchor Case: Ethiopia

Ethiopia is not a fragile state. It is one of Africa’s fastest-growing economies, a non-fragile lower-middle-income country with a functioning Ministry of Education, and the Bank’s largest education borrower in Africa.

P-CodeProjectFYRatingCommit
P000721Education VIIFY1988U$70M
P000732Education Sector DevelopmentFY1998MS$234M
P069083Ethiopia Distance Learning LILFY2001MU$3M
P078692Post Secondary EducationFY2005MU$40M
P106855General Education Quality Improvement (GEQIP 1)FY2009MS$413M
P129828General Education Quality Improvement (GEQIP 2)FY2014MS$530M
P163608Education Results Based FinancingFY2017MS$30M
P174206COVID-19 Education ResponseFY2021MS$15M

Eight projects. $1.3 billion. 33 years. Ratings: 5 Moderately Satisfactory, 2 Moderately Unsatisfactory, 1 Unsatisfactory. Never once Satisfactory. The flagship GEQIP programme — $943 million across two phases, the largest education engagement in Africa — rated MS twice.

THE GEQIP PARADOX: One of Africa’s largest education reform programmes never achieved a Satisfactory rating. What GEQIP delivered: textbooks, teacher development, school grants, EMIS, assessments, management systems. What it struggled to deliver: measurable learning gains. Strong systems proved necessary but not sufficient. Rolleston et al. (2025) titled their assessment: “Rising access and falling outcomes.” UNESCO (2026): “Learning outcome levels in mathematics declined.” The Bank got Ethiopian children into school. Whether they are learning inside it is not consistently measured.

The Independent Evidence

Four independent sources confirm the Zero Club findings through different methodologies. None draws on the IEG project ratings database used in this paper. All reach the same conclusion.

HCI+ (2026)

“Limited progress in learning across nearly all income categories.” In most low-income countries, learning is the same as or worse than 2010. Four in five African 10-year-olds cannot read a simple story.

IEG Learning Crisis (2024)

“Projects measure outputs, not learning outcomes.” Only 22 of 188 operations with teacher training tracked impact on classroom practice. Operations with learning indicators receive lower ratings.

Rolleston et al. (2025)

“Rising access and falling outcomes.” Little evidence of improvement in average learning outcomes under GEQIP, 2012–2021, despite modest gains in teacher quality indicators.

UNESCO GEM (2026)

“Learning outcome levels in mathematics declined.” Rural students who benefited from GEQIP made greater progress, but aggregate scores fell as access expanded to more disadvantaged children.

THE INDEPENDENT EVIDENCE: Four sources. Four methodologies. One finding. The HCI+ (2026): “Limited progress in learning.” IEG (2024): “Projects measure outputs, not learning outcomes.” Rolleston et al. (2025): “Rising access and falling outcomes.” UNESCO (2026): “Learning outcome levels declined.” The Zero Club reaches the same conclusion through the project-level ratings database. The convergence is the proof.

What Works: Four Models

The evidence from across the Africa portfolio — and from independent evaluation — now supports a simple synthesis. Four models have been tried. Each teaches a distinct lesson, and together they point to the same conclusion:

ModelExampleResult
Access expansionEthiopia GEQIPAccess rose sharply; learning mixed to flat. Strong systems necessary but not sufficient.
Governance reformKenya SWAp (FY2007)Failed (U, $468M). Sector-wide financing without accountability did not deliver.
Structured pedagogyKenya TusomeStrong literacy gains. Changing what teachers did in classrooms produced learning.
External accountabilityLiberia LEAPSignificant gains (0.18 SD), but cost and access trade-offs limit scalability.

The pattern across all four models is consistent: inputs and systems alone do not move learning. Learning improves when the intervention reaches the classroom — through structured pedagogy, teacher coaching, accountability for results, and continuous measurement.

The Kenya Evolution

Kenya’s education portfolio — eight IEG-evaluated projects across three decades — traces the shift. Generation 1 (1990s–2000s): inputs and institutions. Universities (U), Early Childhood Development (U). The question was: can institutions function? Generation 2 (mid-2000s): governance and accountability. Free Primary Education ($50M, S) worked with controls; the $468M SWAp (U) failed without them. Generation 3 (2015 onward): learning-focused reform. PRIEDE ($88M, MS), KSEIP ($200M, MS), and the COVID response (S) increasingly focus on structured pedagogy, teacher coaching, learning assessment, and results-based financing. Kenya’s Tusome programme achieved some of the strongest literacy gains in Africa within government systems.

The Liberia LEAP Experiment

Liberia’s LEAP programme contracted eight private operators — including Bridge International Academies, Rising Academies, and BRAC — to manage 93 public primary schools. A randomised controlled trial found learning gains of 0.18 standard deviations. But the trade-offs were severe: Bridge expelled teachers and displaced students; costs reached $640 per student versus the government’s $50; access declined. The IFC had invested $13.5 million in Bridge; its Compliance Advisor Ombudsman found “substantial concerns,” and IFC divested in 2022. LEAP supports the accountability hypothesis. It does not support outsourcing as a scalable solution. Kenya’s Tusome achieved comparable gains within government systems, at government cost, without the trade-offs.

THE EMERGING CONSENSUS: The escape countries, the Kenya evolution, and the LEAP experiment converge on one finding: improvements in learning are most likely when capable systems, effective teacher support, strong accountability, and continuous measurement operate simultaneously. None of the Zero Club countries had all four. The binding constraint in African education may now be located inside classrooms rather than inside education ministries.

The Five Failure Modes

IEG lesson text across all 207 education projects was manually coded. M&E weakness appears 195 times — the highest frequency of any theme in any sector in the Zero Club series. The five failure modes, documented in the Bank’s own evaluation language:

Failure ModeCountriesIEG Language
Design complexity exceeding capacityEthiopia, Kenya, DRC“Civil works are by themselves insufficient to improve the quality of instruction.” (Ethiopia, FY1988, U)
Access-quality trade-off unresolvedZambia, Ethiopia“Government campaigns to increase access should be accompanied by a commitment to improve learning outcomes.” (Zambia, FY1999, MU)
M&E without learning measurementBurundi, Chad“Realistic project ratings might have alerted management earlier.” (Chad, FY2003, U)
Teacher training without quality assessmentEthiopia, CameroonOnly 22 of 188 operations tracked the impact of teacher training on classroom practice. (IEG, 2024)
Institutional absence in fragile statesDRC, CAR, Liberia, Congo-Brazza“Performance-based financing can be an effective instrument in fragile settings.” But viable produced MS, not S. (DRC, FY2017, MS)
“The form of education expands — classrooms, teachers, textbooks. The function — learning — does not.”

The Cross-Sector Pattern

DRC now appears in five Zero Club lists simultaneously — Health, MTI, Transport, Energy, and Education. Five sectors, five instruments, billions committed, zero Satisfactory in any. Cameroon appears in both Health and Education — the two human-capital investment sectors. The pattern is not sector-specific. It is institutional.

Where Education Works

The Zero Club argument is strengthened by acknowledging where Education succeeds — and why:

CountryS+ RateCommitWhy It Worked
Rwanda75.4%$245MImihigo performance contracts at school level; community accountability for learning
Mauritania66.2%$179MFocused literacy targets with explicit learning outcome indicators
Cabo Verde63.6%$28MSmall scale; single implementing ministry; genuine government ownership
Sudan56.3%$175MEmergency operations with bounded objectives and external implementation support

Education succeeds where learning outcome indicators are explicit rather than proxied by inputs; institutional accountability connects teachers and schools to results; project scale matches implementation capacity; and government owns the learning objective rather than the enrolment target. Rwanda demonstrates that Zero Club status is not permanent. Countries can exit when implementation discipline changes.


The Case Study Series

#CaseCommitmentS+ RateStatus
1Nigeria Water$1.8bn0.4%Published
2Angola DPF$2.2bn0%Published
3South Africa Energy (Eskom)$9.13bnPublished
4Ghana FCI~$500M0%Published
5DRC Portfolio$6.7bn6.1%Published
6DRC Inga$107M+Published
7Somalia~$900M89%Published
8Rwanda$4.6bn68.5%Published
9Zero Club — MTI in Africa$10.4bn0%Published
10Zero Club — Health in Africa$3.0bn0%Published
11Zero Club — Transport in Africa$1.65bn0%Published
12Zero Club — Education in Africa$2.5bn0%This paper
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Full Paper — 31 Pages (PDF) Includes: Why S+ not MS+ (IFC/MIGA cross-reference), the Independent Evidence (HCI+, IEG Learning Crisis 2024, Rolleston et al. 2025, UNESCO 2026), Ethiopia/GEQIP anchor case, MS Equilibrium cycle diagram, five failure modes from manual coding of 207 IEG lesson texts, the four-model synthesis table, Kenya’s three-generation evolution, the Liberia LEAP experiment, cross-sector pattern (DRC in five Zero Clubs), Missing Counterfactual box, 10-country annex with all project tables.
↓  Download Full Paper (PDF)
The Bottom Line

The Education Zero Club documents the fourth sector of sustained underperformance in the World Bank’s Africa portfolio. Ten countries, 33 projects, $2.5 billion committed, zero percent Satisfactory. The 41-point gap between the Bank’s reported success rate and the honest benchmark is among the widest of any sector in the series.

But this paper goes further than diagnosis. Four independent sources — the HCI+, IEG’s Confronting the Learning Crisis, Rolleston et al., and UNESCO — confirm the findings: the Bank’s education portfolio measures inputs, not learning. And the Kenya evolution, Tusome, and LEAP show the pathway out: structured pedagogy, teacher coaching, accountability, and continuous learning measurement.

The binding constraint may now be located inside classrooms rather than inside education ministries. The Bank can get African children into school. Whether they are learning inside it is the question the next decade of lending must answer.

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